Dear Home Owners,

It’s encouraging to know that a lot of loan modifications are succeeding, granting that it took several months, sometimes years, to make it happen.  It’s working.  However, a few would fall in the cracks, neglected, the unknowing home owner who was told by her attorney that everything was alright, but stopped communicating,  and the bank foreclosed.

You should be calling your modifier at least once a week, or they call you once a week. When your modifier stops communicating for a while, please look  for other options.  There are good loan modifiers out there.

Give me a call, I have gathered information on good modifiers from satisfied homeowners that got a permanent loan, got good rates and are keeping their houses.

As a fairly general rule, homes appreciate about four or five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region. Five percent may not seem like that much at first. Stocks (at times) appreciate much more, and you could easily earn over the same return with a very safe investment in treasury bills or bonds. But take a second look…
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